Level Health is a better alternative to traditional fully insured plans: simple to run, transparent in cost, and built to deliver better care, better experience, and real savings.
For years, employers accepted rising premiums and shrinking value as the cost of offering benefits. Today, companies are choosing differently.
Traditional big-carrier fully insured plans continue to push renewals higher without delivering proportional value.
Many employers get little visibility into where dollars go, with limited member support and reactive service models.
Employees often experience benefits as insurance administration, not care access, which hurts satisfaction and retention.
Fully insured plans offer stability but not control. Employers want budget confidence with a structure that rewards smarter care choices and reduces total healthcare spend.
Level Health combines the predictability of traditional plans with transparency and control usually found in self-funded models.
Dedicated concierge and guided navigation help members access care earlier and reduce avoidable high-cost episodes.
Included $0 primary care, generic prescriptions, and mental health support remove friction and improve adherence.
Employers gain clearer visibility into cost and utilization while keeping benefit design focused on measurable ROI.
Teams moving to Level Health report implementation and ongoing support that is more straightforward than expected.
Benefits employees actually use help improve satisfaction, support retention, and strengthen recruiting conversations.
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| Feature | Big Carrier Fully Insured | Level Health |
|---|---|---|
| Predictable Budget | Yes | Yes |
| Transparency Into Costs | No | Yes |
| Proactive Care Support | No | Yes |
| $0 Primary Care and Rx | Limited | Included |
| Personalized Concierge | No | Included |
| Employer Control and Value | Low | High |